Before joining Deluxe, Dan Oswald served at First Data Corporation for almost 30 years. Under Dan’s leadership, First Data’s REMITCO payment processing business expanded its market share and executed one of the nation’s largest lockbox payment conversions in history. Dan spearheaded the redesign and rollout of one of the industry’s first common payment processing platforms supporting wholesale, retail and wholetail markets based on Deluxe’s ImageRPS framework. He was also instrumental in the credit card industry’s first RFID and chip-based smart card rollouts in North America. Dan is a serial innovator and holds three United States patents.