William Spencer

Zions Bancoporation

Senior Vice President of Retail Products, Zions Bancoporation

Will has been in the financial services industry for over twenty years, with experience managing various products and portfolios such as consumer lending, consumer and business debit and prepaid, digital payments, and most recently specialty products and insurance.

He is currently Senior Vice President of Retail Products for Zions Bancorpoartion. Zions is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams in 11 western states and includes Amegy Bank of Texas, National Bank of Arizona, California Bank and Trust, The Commerce Bank of Washington, The Commerce Bank of Oregon, Nevada State Bank, Vectra Bank of Colorado and Zions Bank.

Will holds a bachelor’s degree in economics from the University of Utah and an MBA from Utah State. Will is happiest when bringing the bank experience into the digital banking era. He and his wife, Rachel, and their five children live in Lehi, Utah.